Under New York State law, a spouse is considered a legally responsible relative which means that you are financially responsible for the support and care of your institutionalized spouse.  Absent any planning, you will likely be required to privately pay for the cost of the nursing home which could exceed $15,000 per month.  To minimize…

The Secure Act

Many of you who watch my bi-weekly Facebook Live videos (which can be found on my website @ www.plantodayfortomorrow.com or Facebook page @ www.facebook.com/plantodayfortomorrow) already know that Medicaid eligibility has recently become even more challenging. As if dealing with the Covid-19 pandemic wasn’t enough, on April 2, 2020, Governor Cuomo’s State Budget implemented a new 2.5-year…


Co-Authored by Joanna C. Feldman, Esq. The short answer is no, but let’s go further. Medicaid applications to cover expenses in a nursing home are subject to the five-year look back period.  This means that any gifts, uncompensated transfers, or transfers for less than fair market value made by the applicant within the five years…

If you will soon turn 65 and be applying for Medicare, you should carefully consider which Medigap policy to enroll in because two of the most popular plans will be ending soon. 

The announcement of the 2018 Medicare premium is good news for some beneficiaries and bad news for many others. 

In 2018, Social Security recipients will get their largest cost of living increase in benefits since 2012, but the additional income will likely be largely eaten up by higher Medicare Part B premiums.

Are you happy with your current Medicare plan or plans? Now is the time to think about whether you are in the right plan or whether a new plan could save you money. 

What happens if you are a high-income Medicare beneficiary who is paying a surcharge on your premiums and then your income changes? If your circumstances change, you can reverse those surcharges.

Online bill paying has become a popular way to make paying bills easier, and now you can pay your Medicare premiums online too. 

This is Attorney Advertising. This web site is designed for general information only.
The information presented at this site should not be construed to be formal legal advice nor the formation of an attorney/client relationship.

Show Buttons
Hide Buttons