Under New York State law, a spouse is considered a legally responsible relative which means that you are financially responsible for the support and care of your institutionalized spouse.  Absent any planning, you will likely be required to privately pay for the cost of the nursing home which could exceed $15,000 per month.  To minimize this financial catastrophe, one should consider Medicaid eligibility using the planning technique commonly referred to as “spousal refusal”. Read more

Essential Tips For Solo-Agers During Unprecedented Times

Are you a solo ager, or in some circles, an “elder orphan”?  A solo ager is typically defined as a single, childless baby-boomer.  Yet, a boomer may have children, but with whom there is no relationship, or in many cases, children who are simply pre-occupied with their own affairs.  While it is likely that you are unfamiliar with these artful terms, in fact, you may already be a solo ager and there is an increasing number of boomers who likely will become solo agers as well.  Odds are that everyone, whether having a partner or not, may become a solo-ager at some point.

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Whether you are grieving the death of a close loved one, or have a deep sense of loss from your daily routines being interrupted, Dr. Bob will show you how to regain your equanimity; by beginning to dissolve your grief. StressFreeNow.info

An inheritance can be easily dissipated if your child is a spendthrift, has bad habits or is involved with a divorce. A trust can ensure this doesn’t happen.

A good estate plan doesn’t end with the signing of your documents. there are many post-signing tasks that need to be completed and are often overlooked. Mr. Di Costanzo will share valuable tidbits that are necessary to complete your estate planning.

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