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Reports Find Hospice Deficiencies Go Unaddressed
Hospice care is supposed to help terminally ill patients maintain their quality of life at the end of their life, but two new government...

Salvatore Di Costanzo


Should You Sell Your Life Insurance Policy?
Older Americans with a life insurance policy that they no longer need have the option to sell the policy to investors. These...

Salvatore Di Costanzo


Medicaid's Gift to Children Who Help Parents Postpone Nursing Home Care
In most states, transferring your house to your children (or someone else) may lead to a Medicaid penalty period, which would make you...

Salvatore Di Costanzo


New Rule Once Again Allows Nursing Home Arbitration Agreements
The Trump administration is officially rolling back a ban on the use of arbitration agreements by nursing homes that was initiated under...

Salvatore Di Costanzo


Do I need to accept my Nomination as Executor?
When someone nominates you as the Executor of their Last Will and Testament (“Will”), you are not obligated to accept such nomination. In...

Salvatore Di Costanzo


How does Medicaid treat the 529 plans I own for my grandchildren?
A 529 plan is a very common planning technique used by grandparents to fund a grandchild’s college education. Simply stated,...

Salvatore Di Costanzo


Estate Planning for Younger Families
If you were to review my client files over the last decade, you might be surprised to learn that estate plans for people younger than...

Salvatore Di Costanzo


How to Plan Your Funeral
Thinking about your funeral may not be fun, but planning ahead can be exceedingly helpful for your family. It both lets them know your...

Salvatore Di Costanzo


Medicare Launches App to Help Beneficiaries Find Out What's Covered
At the doctor's office and want to know if a procedure is covered by Medicare? There is an app for that. Medicare has launched a free app...

Salvatore Di Costanzo


A Final Retirement Account Distribution Must Still Be Made After Death
Federal law requires that beginning on April 1 of the year after you reach age 70 1/2, you must begin withdrawing a minimum amount from...

Salvatore Di Costanzo


If I update my Estate Planning Documents, may I destroy the previous versions?
While the drafting of new estate planning documents generally replaces previous versions, we generally advise our clients to preserve...

Salvatore Di Costanzo


5 Action Items After Completing your Estate Plan
You finally did it! You met with an elder law attorney to “put your affairs in order”. Like most people, however, you have done nothing...

Salvatore Di Costanzo


Holographic Will
I’m leaving for vacation. Can I write my last wishes on paper in case something happens? This is referred to as a holographic will. In...

Salvatore Di Costanzo


Tips on Creating an Estate Plan that Benefits a Child with Special Needs
Parents want their children to be taken care of after they die. But children with disabilities have increased financial and care needs,...

Salvatore Di Costanzo


Protecting Your House from Medicaid Estate Recovery
After a Medicaid recipient dies, the state must attempt to recoup from his or her estate whatever benefits it paid for the recipient's...

Salvatore Di Costanzo


Medicare's Different Treatment of the Two Main Post-Hospital Care Options
Hospital patients who need additional care after being discharged from the hospital are usually sent to either an inpatient...

Salvatore Di Costanzo


Why can't I just transfer my house to my kids to protect it?
Simply transferring your house to your children is the least favorable planning technique in an attorney’s arsenal. The optimal way to...

Salvatore Di Costanzo


The Perils and Pitfalls of Owning a Co-op
The Perils and Pitfalls of Owning a Co-op We have all heard a horror story or two about co-op ownership. These stories usually arise out...

Salvatore Di Costanzo


Do you understand who will inherit your Estate if you die without a Will?
Co-Authored by Joanna C. Feldman, Esq. Do you understand who will inherit your Estate if you die without a Will? We recently read an...

Salvatore Di Costanzo


How should I deal with my Personal Belongings in my Last Will and Testament?
Personal belongings, such as jewelry, coin collections, furniture, photographs, family heirlooms, and other items of sentimental value...

Salvatore Di Costanzo
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