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Medicaid - Home Care / Community




Ensure That Your Home is Protected
Dear Mr. Di Costanzo: Can Medicaid take my home if I get sick? If you fall ill, you may seek Medicaid benefits to help pay for your care...

Salvatore Di Costanzo


Protecting Spouses of Medicaid Applicants: 2023 Guidelines
The Centers for Medicare & Medicaid Services (CMS) has released the 2023 federal guidelines for how much money the spouses of...

Salvatore Di Costanzo


The New Look-Back Period - Using Medicaid Trusts
Thursday, August 27th, 2020, I continued discussing Governor Cuomo’s State Budget implementing a new 2 1/2 year look-back period for...

Salvatore Di Costanzo


Using a Medicaid Trust Without Losing Control
Over the years, I have found that one of the biggest obstacles preventing clients from pulling the trigger on a Medicaid Trust is the...

Salvatore Di Costanzo


If I have long-term care insurance, do I still need to engage in planning for the future?
Co-Authored by Joanna C. Feldman, Esq. Long-term care insurance can be a great arrow in one’s quiver of tools when planning for the...

Salvatore Di Costanzo


How long does a Medicaid home care application take? What is the process?
Co-written by Joanna C. Feldman, Esq. An application for Medicaid benefits to cover home care services is less complicated than an...

Salvatore Di Costanzo


Getting Paid as a Family Caregiver Through Medicaid
Caring for an ailing family member is difficult work, but it doesn’t necessarily have to be unpaid work. There are programs available...

Salvatore Di Costanzo


Do You Have a Powerless Power of Attorney?
The Power of Attorney (“POA”) and Statutory Gifts Rider (“SGR”) are two of the most important documents drafted by an elder law...

Salvatore Di Costanzo


Medicaid Home Care
Traditionally, Medicaid has paid for long-term care in a nursing home, but because most individuals would rather be cared for at home and...

Salvatore Di Costanzo
How can I be eligible for Medicaid if I have assets?
One of the most unfortunate situations in my practice is when I hear that someone spent most, if not all, of their assets on the cost of...

Salvatore Di Costanzo
The Intersection of IRAs and Long-Term Care
Second to the house, an individual retirement account (“IRA”) is usually the largest asset when looking into someone’s financial...

Salvatore Di Costanzo
Does owning a life insurance policy render someone ineligible for Medicaid in a nursing home?
Co-authored by Joanna C. Feldman To be eligible for Medicaid benefits in a nursing home in 2018, one may have no more than $15,150.00 in...

Salvatore Di Costanzo
Is it true I can gift $15,000.00 without jeopardizing Medicaid eligibility for nursing home care?
Co-authored by Joanna C. Feldman This is a question we’re continually asked, so we’re glad we have another opportunity to clear things...

Salvatore Di Costanzo
My uncle needs help caring for my aunt at home, but I've been told that their limited income is still too high to qualify for assistance. Is there anything I can do?
Co-authored by Joanna C. Feldman We’re so glad you asked this question, which shows pervasive misinformation that causes unnecessary...

Salvatore Di Costanzo
Avoiding a Medicaid Lien or Estate Claim
For many families, a good portion of their wealth exists through the equity in their home. The home may also be the most sentimental...

Salvatore Di Costanzo
My Father is 85 years old and needs care. He never did any planning - is it too late?
Contrary to popular belief, it is never too late. An elder law attorney can work to implement many different techniques even at the...

Salvatore Di Costanzo
Spending Down Your Assets is Not a Plan!
In a perfect world, everyone would craft an estate and elder care plan well in advance of having to implement it˗ but the world isn’t...

Salvatore Di Costanzo


GOP Tax Plan Could Deal Blow to Seniors Paying for Long-Term Care
The tax plan put forward by the Republican-led House of Representatives would eliminate many current deductions, and getting rid of one...

Salvatore Di Costanzo
Can the State Make a Claim on My Father's House if He Is Receiving Medicaid Home Care?
State laws vary considerably, so you should confirm this response with a local elder law attorney. But here are the general rules: the...

Salvatore Di Costanzo
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