The Department of Housing and Urban Development (HUD) has announced changes to the federal reverse mortgage program. Citing the need to...

Often confused, the look-back period and the penalty period are two distinct concepts in Medicaid planning.  It is important to...

Grandparents may be tempted to leave an IRA to a grandchild because children have a low tax rate, but the “kiddie tax” could make doing...

Online bill paying has become a popular way to make paying bills easier, and now you can pay your Medicare premiums online too. If your...

Many seniors and their families don't use a lawyer to plan for long-term care or Medicaid, often because they're afraid of the cost. But...

Unfortunately, we cannot control if and when we may fall ill but we can be proactive to protect our financial assets by planning early....

It is worth noting at the outset that there are many types of irrevocable trusts.  I think it is safe to assume that when you reference...

A guardian is an individual (or sometimes an entity) appointed by the Court to handle the personal and/or financial affairs of a minor...

For 2017, the federal lifetime estate and gift tax exemption have increased to $5,490,000.  This means that you can gift this amount over...

Leaving assets to your children gives rise to many considerations.  For instance, if the child is a minor, you do not want assets passing...

With Congress about to break for a two week Spring recess, the repeal of Obamacare appears to have stalled and remains uncertain....

This is a real fact pattern. I recently met with a family whose 86 year old Mother was admitted to a nursing home for dementia.  They...

An integral part of our practice involves planning with the assets of individuals who are disabled or have special needs. These...

At some point, most people experience that enlightening moment when they realize there is a risk of losing their assets if they fall ill...

The look-back period is very different from the penalty period and as always the rules are different depending on whether you are seeking...

Second to the house, an individual retirement account (“IRA”) is usually the largest asset when looking into someone’s financial...

If you are reading this article, it is likely that at some point in your lifetime you may have worked through the placement of a loved...

Estate planning documents need to be regularly reviewed. I often tell clients to review their estate plan every three to five years or...

If there is one unavoidable consequence of life and relationships, it is that our loved ones may fall ill at some point, whether it be a...