top of page
Search
Elder Law Answers


How to Reverse Medicare Surcharges When Your Income Changes
What happens if you are a high-income Medicare beneficiary who is paying a surcharge on your premiums and then your income changes? If...

Salvatore Di Costanzo
Does My Dad Need a Power of Attorney If I Can Pay His Bills With a Joint Bank Account?
A durable power of attorney would still make a lot of sense. Having your name on your father’s bank account is great because it permits...

Salvatore Di Costanzo


Now Is the Time to Review Your Medicare Options
Are you happy with your current Medicare plan or plans? Now is the time to think about whether you are in the right plan or whether a new...

Salvatore Di Costanzo


Florida Nursing Home Tragedy Causes Rethinking of Disaster Preparedness
The recent tragedy in which 12 Florida nursing home residents died when the facility lost power during Hurricane Irma is causing...

Salvatore Di Costanzo


Nursing Home Costs Rise Sharply in 2017
The median cost of a private nursing home room in the United States has increased to $97,455 a year, up 5.5 percent from 2016, according...

Salvatore Di Costanzo


HUD Makes Reverse Mortgages a Little Less Attractive
The Department of Housing and Urban Development (HUD) has announced changes to the federal reverse mortgage program. Citing the need to...

Salvatore Di Costanzo


Be Aware of the Kiddie Tax Before Leaving an IRA to Children
Grandparents may be tempted to leave an IRA to a grandchild because children have a low tax rate, but the “kiddie tax” could make doing...

Salvatore Di Costanzo


You Can Pay Your Medicare Premiums Online
Online bill paying has become a popular way to make paying bills easier, and now you can pay your Medicare premiums online too. If your...

Salvatore Di Costanzo


Why You Should Use a Lawyer for Medicaid Planning
Many seniors and their families don't use a lawyer to plan for long-term care or Medicaid, often because they're afraid of the cost. But...

Salvatore Di Costanzo


Spending Down Assets to Qualify for Medicaid
Medicaid has strict asset rules that compel many applicants to “spend down” their assets before they can qualify for coverage. It is...

Salvatore Di Costanzo


Tailoring a Will and Power of Attorney for Multiple States
If you own property — whether houses, bank accounts, or vehicles — in more than one state, do you need estate planning documents for each...

Salvatore Di Costanzo


What To Do When a Loved One Passes Away
Whether your spouse has just passed away or you have lost your mom or dad, the emotional trauma of losing a loved one often comes with a bew

Salvatore Di Costanzo
bottom of page