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Elder Law Answers


Medicaid Home Care
Traditionally, Medicaid has paid for long-term care in a nursing home, but because most individuals would rather be cared for at home and...

Salvatore Di Costanzo
Is Your Revocable Trust Flexible?
Change is inevitable, and it comes in many shapes and sizes. Death, disability, and divorce are three of the most common changes in life...

Salvatore Di Costanzo
3 Things to Change if You Are Going Through a Divorce
In many cases, a divorce is a traumatic experience for both parties. Usually, neither party has given any thought to the unintended...

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Finding the Best Retirement Calculators
Figuring out how much to save for retirement and when you can safely stop working can be difficult. A growing number of online retirement...

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Are Medicare Advantage Plans Steering Enrollees to Lower-Quality Nursing Homes?
A new study has found that people enrolled in a Medicare Advantage plan were more likely to enter a lower-quality nursing home than were...

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How to Appeal a Medicare Prescription Drug Denial
If your Medicare drug plan denies coverage for a drug you need, you don't have to simply accept it. There are several steps you can take...

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Long-Term Care Insurance Policyholder Wins Suit Against Company for Hiking Premiums
A long-term care policyholder has successfully sued her insurance company for breach of contract after the company raised her premiums....

Salvatore Di Costanzo


Choosing Retirement Account Beneficiaries Requires Some Thought
While the execution of wills requires formalities like witnesses and a notary, the reality is that most property passes to heirs through...

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Proving That a Transfer Was Not Made in Order to Qualify for Medicaid
Medicaid law imposes a penalty period if you transferred assets within five years of applying, but what if the transfers had nothing to...

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New Federal Law Puts Focus on Preventing Elder Abuse
A new federal law is designed to address the growing problem of elder abuse. The law supports efforts to better understand, prevent, and...

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How Will the New Tax Law Affect You?
While most of the new tax law – the Tax Cuts and Jobs Act – has to do with reducing the corporate tax rate from 35 percent to 21 percent,...

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AARP Sues California Nursing Home Over Resident Dumping
The legal wing of the AARP is suing a California nursing home that refused to readmit a resident whom the nursing home had sent to the...

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Two Popular Medigap Plans Are Ending. Should You Enroll While You Can?
If you will soon turn 65 and be applying for Medicare, you should carefully consider which Medigap policy to enroll in because two of the...

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Medicare's Part B Premium Will Be Unchanged in 2018, But Many Will Pay More. Got That?
The announcement of the 2018 Medicare premium is good news for some beneficiaries and bad news for many others. The good news is that...

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Three Reasons Why Giving Your House to Your Children Isn't the Best Way to Protect It From Medicaid
You may be afraid of losing your home if you have to enter a nursing home and apply for Medicaid. While this fear is well-founded,...

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GOP Tax Plan Could Deal Blow to Seniors Paying for Long-Term Care
The tax plan put forward by the Republican-led House of Representatives would eliminate many current deductions, and getting rid of one...

Salvatore Di Costanzo


Use Your Will to Dictate How to Pay Your Debts
The main purpose of a will is to direct where your assets will go after you die, but it can also be used to instruct your heirs how to...

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Social Security Beneficiaries Will Receive a 2 Percent Increase in 2018
In 2018, Social Security recipients will get their largest cost of living increase in benefits since 2012, but the additional income will...

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New Yorker Article Highlights Abuses in the Guardianship System
Serious problems with the public guardianship system in the United States can lead to elder abuse, according to an in-depth article in...

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Can the State Make a Claim on My Father's House if He Is Receiving Medicaid Home Care?
State laws vary considerably, so you should confirm this response with a local elder law attorney. But here are the general rules: the...

Salvatore Di Costanzo
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